RR Reading http://rrreading.com/ Tue, 27 Apr 2021 08:59:18 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.1 http://rrreading.com/wp-content/uploads/2021/03/rrrreading-icon-70x70.png RR Reading http://rrreading.com/ 32 32 Global Touch Screen Driver Integration (TDDI) Chip Market 2021 Industry Scenario – Novatek Microelectronics Corp., Focal Tech, Synaptics – KSU http://rrreading.com/global-touch-screen-driver-integration-tddi-chip-market-2021-industry-scenario-novatek-microelectronics-corp-focal-tech-synaptics-ksu/ http://rrreading.com/global-touch-screen-driver-integration-tddi-chip-market-2021-industry-scenario-novatek-microelectronics-corp-focal-tech-synaptics-ksu/#respond Tue, 27 Apr 2021 08:23:42 +0000 http://rrreading.com/global-touch-screen-driver-integration-tddi-chip-market-2021-industry-scenario-novatek-microelectronics-corp-focal-tech-synaptics-ksu/

The latest research on Global Touch Driver and Display (TDDI) Integration Chip Market 2021 by Manufacturers, Regions, Type and Application, Forecast to 2026 includes a comprehensive assessment of the industry vertical and highlights the different market segmentations. The report assesses the current market opportunity and scenario, providing information and updates on the corresponding segments studied in the report. The report analyzes key market dynamics and industry structure of the Global Display and Display Driver Integration Chips (TDDI). The research develops the drivers and opportunities that are expected to fuel the growth of the market during the forecast period 2021 to 2026. The report demonstrates the study by industry segment through market statistics and the evolution of market dynamics.

Description of the contract:

The report throws light on the competitive landscape as well as regional terrain of the global Touchscreen Driver and Display Integration (TDDI) Chip Market. The estimated growth rate and market share to be recorded during the analysis period are listed in the report. The status, share, revenue, manufacturing process, new product launches, and various business strategies of major players that will influence the growth of the market during the forecast period are clearly explained in the report. The report contains a large amount of information on the latest technology and product developments in the industry. This report also provides an estimate of the market size and corresponding revenue forecast. The report also highlights actionable information based on future trends in the global Touchscreen Driver and Display Integration (TDDI) chip market.

DOWNLOAD A SAMPLE FREE REPORT: https://www.marketandresearch.biz/sample-request/170669

NOTE: Our analysts monitoring the situation around the world say the market will generate profitable prospects for producers after the COVID-19 crisis. The report aims to provide further illustration of the latter scenario, the economic downturn and the impact of COVID-19 on the entire industry.

Performs a competitive analysis:

The report incorporates a detailed analysis of leading organizations and their thought process and methodologies they adopt to maintain their image in this market. This report analyzes the historical and forecast number of companies, locations in the global Touch and Display Driver Integration (TDDI) industry, and breaks them down by company size over time. The report also provides the ranking of the company relative to its competitors in terms of revenue, profit comparison, operational efficiency, cost competitiveness and market capitalization.

Global Market Segments by Manufacturers:

  • Novatek Microelectronics Corp.
  • Focal technology
  • Synaptics
  • Himax Technologies
  • Parade technologies
  • Silicon works

On the basis of the product, the market is classified as follows:

On the basis of end user, the market is divided as follows:

  • Smartphones
  • Tablets
  • Automotive
  • Other

The regional market terrain is divided into:

  • North America (United States, Canada and Mexico)
  • Europe (Germany, France, United Kingdom, Russia, Italy and rest of Europe)
  • Asia-Pacific (China, Japan, Korea, India, Southeast Asia and Australia)
  • South America (Brazil, Argentina, Colombia and the rest of South America)
  • Middle East and Africa (Saudi Arabia, United Arab Emirates, Egypt, South Africa and Rest of Middle East and Africa)

ACCESS THE FULL REPORT: https://www.marketandresearch.biz/report/170669/global-touch-and-display-driver-integration-tddi-chip-market-2021-by-manufacturers-regions-type-and-application – forecast until 2026

The report describes the key aspects of the market that are expected to have a significant effect on the development prospects of the global Touch Driver and Display Integration (TDDI) chip market during the forecast period 2021-2026. The survey examines the entire demand and supply chain in the global market and studies the different components. Further, the research analyzes the market with respect to individual growth trends, prospects, and its contribution to the total global market.

Customization of the report:

This report can be customized to meet customer requirements. Please contact our sales team (sales@marketandresearch.biz), who will ensure that you get a report tailored to your needs. You can also contact our leaders at + 1-201-465-4211 to share your research needs.

Contact us
Mark Stone
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The Web: www.marketandresearch.biz


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Silver prices today: Commodity strategies: gold, silver, crude, base metals http://rrreading.com/silver-prices-today-commodity-strategies-gold-silver-crude-base-metals/ http://rrreading.com/silver-prices-today-commodity-strategies-gold-silver-crude-base-metals/#respond Tue, 27 Apr 2021 08:12:00 +0000 http://rrreading.com/silver-prices-today-commodity-strategies-gold-silver-crude-base-metals/

By Tapan Patel

Commodity prices traded higher on Tuesday, continuing the trend of the previous session. On Monday, bullion prices remained at a narrow trading range as base metals continued to soar on optimism in demand growth. Gross

ended in green after an early decline. The dollar index and US bond yields were stable ahead of the US FOMC meeting. Here is an overview of the behavior of different commodities in the current market.

Outlook: ingots

Bullion prices traded stably with the COMEX spot gold price trading near $ 1,779 per ounce, while the COMEX spot silver price traded near of $ 26.12 an ounce in the morning trade. Bullion prices fluctuated between a narrow range, trading slightly lower on a firm dollar index. We expect bullion prices to trade sideways lower for the day.

Trading strategy:

The MCX Gold resistance for June for the day stands at Rs. 47,800 per 10 grams with support at Rs. 47,200 per 10 grams.

MCX Silver May support stands at Rs. 67,500 per KG, resistance at Rs. 69,800 per KG.

Outlook: crude oil

Crude oil prices traded higher against the benchmark NYMEX WTI. Crude oil prices were trading over half a percent up to $ 62.27 a barrel in the morning. Crude oil prices traded higher after a brief rally, but the rise was capped by growing demand concerns from India over rising cases of the virus. The partial foreclosure measures in India and the critical eye for the emergency in Japan have raised concerns about the recovery in fuel demand from major oil consumers. We expect crude oil prices to trade sideways higher for the day.

Trading strategy:

MCX Crude Oil May’s support stands at Rs. 4,580 per barrel with resistance at Rs. 4,720 per barrel.

Outlook: base metals

The base metals complex traded higher with most metals remaining in a positive trading range on Tuesday. Base metal prices rose on hopes of a recovery in demand and lower supply concerns. Copper prices hit their highest level since 2011 due to lower LME inventories and a possible labor strike in Chile. Positive sentiments from Europe and the US in the face of stronger demand could support base metals trade. Base metals are expected to trade sideways higher for the day.

Trading strategy:

MCX Copper May support stands at Rs. 755 and resistance at Rs. 765.

MCX May support stands at Rs. 231, resistance at Rs. 238.

MCX Nickel May support stands at Rs. 1210 with resistance at Rs. 1290.

(Tapan Patel is Senior Analyst (Commodities) at HDFC Securities)


By Ravindra Rao

MCX Gold traded sideways lower on Monday, testing a low of Rs 47,253. The 8 DMA cross below 20DMA gave the bears a slight edge. That said, resistance is set near Rs 47,670 which could serve as a supply area. Strong resistance close to Rs 47,800 above which the strength of the bear could fade. The RSI is trading near 50, indicating a sideways move. Immediate support close to yesterday’s low of Rs 47,253 then to Rs 47,100. Based on the evidence above, we now expect the price to drop near 2nd support near Rs 47,100, provided resistance of Rs 47,800 being held by bears. On the other hand, a sustained break above Rs 47,800 could reverse the intraday trend.

Strategy:

Sell ​​MCX Gold June at Rs 47,650 with a target of Rs 47,250/47100 and a stop loss at Rs 47,800.

MCX Silver also fell yesterday and posted a low of Rs 68,055. However, a late rally helped silver end on a flat note. Bears still have a slight advantage as 8 DMA (68670) is still below 20DMA (69010). Having said that, immediate resistance is near Rs 69,010 and strong resistance is pegged at Rs 69,500. Likewise, support is near Rs 68,340 followed by Rs 6,850. The RSI is trading near 50, indicating sideways movement. To conclude, we expect silver to trade sideways to fall until Rs 69,500 holds. However, if the bulls manage to keep it above Rs 69,500, the trend could be reversed.

Strategy:

Sell ​​MCX Silver May at Rs 69,000 with a target of Rs 68,340/68050 and a stop loss at Rs 69,400.

(Ravindra Rao, CMT, EPAT, is VP-Head Commodity Research at Kotak Securities)


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CMG Financial unveils new mortgage joint venture http://rrreading.com/cmg-financial-unveils-new-mortgage-joint-venture/ http://rrreading.com/cmg-financial-unveils-new-mortgage-joint-venture/#respond Tue, 27 Apr 2021 08:00:40 +0000 http://rrreading.com/cmg-financial-unveils-new-mortgage-joint-venture/

CMG Financial has partnered with Oregon-based Hasson Company to form a mortgage joint venture, Select Lending Services.

Hasson Company CEO Stephen Studley described the joint venture as an “internal lending relationship” between the two companies. CMG will provide operational support for some loan services. According to a statement, the direct lender will provide all conventional, government and jumbo loans for the new company. Certain Loan Services loan officers will also have access to exclusive CMG products.

“We are delighted to be partnering with such a customer-oriented group as the Hasson Company. Together, we have created a distinct mortgage experience to complete a business that is truly client focused, ”said Chris Harris, Joint Venture Director at CMG Financial. “It was a vision created by executives with one goal in mind: to provide a refreshing mortgage experience in the Pacific Northwest.”

Founded in 1983, Hasson has expanded its team from 12 real estate agents to around 180 agents in seven offices. The real estate company says it ranks number one in average sales volume for brokers due to its focus on overproducing performance.

“I couldn’t be happier to be a part of the partnership between The Hasson Company and Select Lending Services. Finding a partner so closely aligned with the “customer first” mentality made this decision easy. We all understand that always doing the right thing for our customers and delivering an unmatched customer experience is key to a long-term and mutually beneficial relationship, ”said Lynae Forbes, President and Senior Broker, Hasson Company.


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COVID-19 Market Share, Trends, Growth, Sales, Demand, Revenue, Size, Forecast and Impacts to 2014-2027 http://rrreading.com/covid-19-market-share-trends-growth-sales-demand-revenue-size-forecast-and-impacts-to-2014-2027/ http://rrreading.com/covid-19-market-share-trends-growth-sales-demand-revenue-size-forecast-and-impacts-to-2014-2027/#respond Tue, 27 Apr 2021 01:57:18 +0000 http://rrreading.com/covid-19-market-share-trends-growth-sales-demand-revenue-size-forecast-and-impacts-to-2014-2027/

The global Integration & Orchestration Middleware market report provided by Global Market Monitor in detail analyzes the industry and key market trends, and divides the market size in volume and value based on application types and geographic locations. .

Get sample copy of Integration and Orchestration Middleware Market report at:
https://www.globalmarketmonitor.com/request.php?type=1&rid=649991

Competitive landscape
The major players in the global integration and orchestration middleware market include:
Covisint
Infor
TIBCO Software Inc.
SPS Commerce, Inc.
Microsoft Corporation
OpenText Corporation
FAST
Oracle Corporation
IBM Corporation
Axway

Browse more detailed information about the sector at:
https://www.globalmarketmonitor.com/reports/649991-integration—orchestration-middleware-market-report.html

Integration and Orchestration Middleware Market: Application Outlook
BFSI
Health care
Retail
IT and telecommunications
Government

Type synopsis:
Integrated middleware
Middleware driven by events
Business-to-business middleware
Managed file transfer software

Contents
1 Report overview
1.1 Definition and scope of the product
1.2 PEST (political, economic, social and technological) analysis of the integration and orchestration middleware market

2 Market trends and competitive landscape
3 Integration and Orchestration Middleware Market Segmentation by Types
4 End-user integration and orchestration middleware market segmentation
5 Market Analysis by Major Regions
6 Commodity of Integration & Orchestration Middleware Market product in main countries
7 Analysis of the integration and orchestration middleware landscape in North America
8 Analysis of the integration and orchestration middleware landscape in Europe
9 Asia-Pacific Integration and Orchestration Middleware Landscape Analysis
10 Analysis of the integration and orchestration middleware landscape in Latin America, the Middle East and Africa
Profile of 11 major players

Request a sample report from:
https://www.globalmarketmonitor.com/request.php?type=3&rid=649991

The major countries of North America, Europe, Asia-Pacific and the rest of the world are all comprehensively analyzed in the report. Apart from this, policy mobilization, social dynamics, development trends and economic development in these countries are also taken into account.

Public:
-Integration & Orchestration Middleware manufacturers
-Integration & Orchestration Middleware traders, distributors and suppliers
-Industrial associations of integration and orchestration middleware
-Product managers, integration and orchestration middleware industry administrator, C-level industry executives
-Market studies and consulting firms

What information does this report contain?
The report covers the prediction and analysis of the global integration and orchestration middleware market on a global and regional level.
The report understands the drivers and restraints affecting the growth of the market.
Discussed details of market opportunities.
Assessments of regional market layout characteristics around the world.
The report includes detailed company profiles for major market players.

About Global Market Monitor
Global Market Monitor is a professional and modern consultancy firm engaged in three main categories of activities such as market research services, business consultancy and technology consultancy.
We always maintain the win-win spirit, reliable quality and the vision to keep pace with The Times, to help businesses achieve revenue growth, cost reduction and efficiency improvement, and avoid operational risks, to achieve lean growth. Global Market Monitor has provided professional market research, investment advisory and competitive intelligence services to thousands of organizations including start-ups, government agencies, banks, research institutes, industry associations , consulting firms and investment firms.
Contact
Global Market Monitor
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Name: Rebecca Hall
Telephone: + 1 (347) 467 7721
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Fannie Mae, Freddie Mac’s automated underwriting changes lenders http://rrreading.com/fannie-mae-freddie-macs-automated-underwriting-changes-lenders/ http://rrreading.com/fannie-mae-freddie-macs-automated-underwriting-changes-lenders/#respond Mon, 26 Apr 2021 22:40:00 +0000 http://rrreading.com/fannie-mae-freddie-macs-automated-underwriting-changes-lenders/

The Community Home Lenders Association is concerned, not only about the tightening of underwriting criteria in the automated underwriting systems of government-sponsored agencies, but also the lack of transparency regarding these changes.

In a letter sent to Hugh Frater, CEO of Fannie Mae, and Mark Grier, interim CEO of Freddie Mac, the organization says members have made the same loan through their respective AUS in recent months. After the first execution, the loan was given an ‘accept’, but the second time, even when the borrower’s credit scores, financial capacity, and loan terms remain exactly the same, the loan is now on hold. .

“We see no evidence that the credit union tightening is justified at this time by the underlying loan risk, particularly in light of the continued profitability of GSEs,” the unsigned letter said.

This letter to heads of government-sponsored companies follows a sent in march to Secretary of the Treasury Janet Yellen and Director of the Federal Housing Finance Agency Mark Calabria.

The final letter asks if the AUS change has been made due to the GSE risk-taking revisions implemented in the January revisions preferred share purchase agreements, in particular a 3% limit on refinancing acquisitions or a 6% limit on single-family home acquisitions over a 52-week period that include at least two of the following conditions: on a 90% loan to value ratio; a total debt ratio greater than 45%; or a credit score below 680.

Both Fannie Mae and Freddie Mac make adjustments to the AUS based on factors such as changes in risk tolerance at any given time.

A March update to Fannie Mae’s Desktop Underwriter adjusted the way DTI is viewed. Instead of the actual number, the program will now take into account the composition of that debt, including revolving debt and student loan debt. The review considers those with a higher amount of revolving debt to be less risky. Borrowers with student debt are considered less risky than those with only revolving debt.

A second change removed the option of identifying the borrower as self-employed as a risk factor and replaced it with variable income. Thus, a borrower who has a higher percentage of variable income such as bonuses, overtime, commissions and the like, will be treated by DU as being more risky.

Among the CHLA members who got loan files caught in the UA changes are Draper & Kramer Mortgage based in Mountain Lakes, NJ.

The company handled a borrower’s case on the old version of UA and received an approved qualifying conclusion from the system, said Tim Shultz, senior vice president of national sales administration at Draper & Kramer.

This borrower had a credit score of 714, an hourly wage position, no variable income with 21% mortgage DTI and 38% total DTI ratios and three months of reserves. The borrower has been approved for the Home Ready program.

But when the loan closed soon, Draper & Kramer relaunched the case via DU. It does this as a normal practice, as there may be differences in income or other variables. Even if there is no change, most lenders are re-racing to make sure everything still matches the final underwriting, Shultz said.

The main change in this particular case was a reduction in the total DTI to 33%, as part of the revolving debt was offset and the borrower was able to save enough to add another month to their reserves. But when the file went through the updated AU, it came back with caution, Shultz said.

Fortunately, the company was able to rerun the loan and issue it using the original results.

This isn’t the only time this change has happened and it has also happened with loans managed by Freddie Mac’s loan product advisor, Shultz said.

Consequently, the CHLA is looking for more transparency on the part of the GSEs for their developments. “We’re the ones making the loans; Fannie and Freddie, they’re the ones who securitize them,” Shultz said. “Let’s work together here so that we all know our intention and our purpose.”

Representatives for Fannie Mae and Freddie Mac did not comment on the deadline.


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Caps seek new loan deal for Nyoni http://rrreading.com/caps-seek-new-loan-deal-for-nyoni/ http://rrreading.com/caps-seek-new-loan-deal-for-nyoni/#respond Mon, 26 Apr 2021 22:01:09 +0000 http://rrreading.com/caps-seek-new-loan-deal-for-nyoni/

BY TAWANDA TAFIRENYIKA

HARARE football giants Caps United are pushing for the loan deal from Chapungu’s Ian Nyoni ahead of the Premier Soccer League (PSL) player registration deadline on Friday.

The transfer window closes on May 15, but PSL has encouraged clubs to register their players by Friday.

Several clubs are scrambling to finalize the signing of new players as the teams prepare for the new season.

The Caps have stepped up their engagement process to make sure they get their man.

“We are still negotiating with Chapungu for a new agreement. There is an agreement in principle and there are only one or two questions left before the agreement is concluded. Everything is fine, ”said an insider NewsDay.

The Green Machine signed Nyoni on a one-year loan deal where the player was scheduled to feature in the 2020 season, but football has been suspended following the enactment of a nationwide lockdown to curb the spread of COVID-19 .

This resulted in Nyoni’s loan deal expiring on December 31 of last year without him kicking the ball for the club. The expiration of the deal has galvanized the Green Machine hierarchy to seek a new deal as domestic play prepares to resume after a year of hiatus. It is understood that Chapungu, who will play in the second tier league after relegation, is ready to loan Nyoni to Caps United.

Top-tier football action is set to kick off mid-next month in a phased approach, starting with a preseason tournament.

The tournament will see the teams split into four groups, with the first group comprising Dynamos, Caps, Harare City, Herentals, Yadah and ZPC Kariba, which will be based in Harare.

The second group will include Bulawayo Chiefs, Bulawayo City, Chicken Inn and Highlanders.

The third group will include Manica Diamonds and Tenax, Black Rhinos and Cranborne Bullets, with the fourth group consisting of FC Platinum, Ngezi Platinum Stars, Triangle United and WhaWha.

  • Follow Tawanda on Twitter @Tafitawa

Do you have a history of coronavirus? You can email us at: news@alphamedia.co.zw


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ETF Edge: Tom Lydon talks about soaring commodity prices http://rrreading.com/etf-edge-tom-lydon-talks-about-soaring-commodity-prices/ http://rrreading.com/etf-edge-tom-lydon-talks-about-soaring-commodity-prices/#respond Mon, 26 Apr 2021 21:57:36 +0000 http://rrreading.com/etf-edge-tom-lydon-talks-about-soaring-commodity-prices/

With the country’s continued reopening, commodity prices have jumped everywhere. On this week’s “ETF Edge”, Tom Lydon, CEO of ETF Trends, Mark Yusko of Morgan Creek Capital Management, and Steve Grasso of Stuart Frankel assess inflation risks with Leslie Picker of CNBC.

Everything from petroleum and lumber to soybeans and even rubber has increased. Regarding inflation issues, Lydon explains how advisers were asked weekly about it, and since last fall they were really talking about inflation with higher rates. With the various price increases for food, gasoline, homes and basic commodities, there is cause for concern.

“This is the first time in 20 years that we’ve started to see these types of spikes,” Lydon added.

With that in mind, there are a few ETFs that match the current situation. the Direxion Auspice Broad Commodity Strategy ETF (COM). This actively managed fund breaks down 12 different commodities and uses them using a trend following technique.

However, the largest diversified commodity fund is the Invesco Optimum Yield Diversified Commodity Non K-1 ETF (PDBC) strategy. This fund is for those who want a basket of commodity futures and don’t care. And the lack of hassle due to lack of K-1 is helpful, especially given the worry over time with commodity based ETF strategies.

A Goldilocks environment

Turning to Grasso’s thoughts on the inflation outlook for growth versus value, he thinks the market is almost in a Goldilocks environment as everyone is looking for rates to climb, which could happen. However, President Powell is sitting on rates, and the 10-year is sitting in a good place where growth and value can really work.

For Yusko, he thinks it might be a good idea to take some money off the table. It comes from the success of the first trimester and how everything could be evaluated. As a result, anything back could be due to inflation in the second quarter, which could scare investors. So a spike in inflation could cause people to sell high-growth stocks, not to mention the threat of higher capital gains taxes, only pushing the problem further.

Yusko adds, “There might be places to hide, but I think the markets will be quite volatile during the summer and fall. You’d better collect some cash, sit down, and then buy things on sale in the fall. “

For more market trends, visit ETF Trends.


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Top Originator: create memorable fences http://rrreading.com/top-originator-create-memorable-fences/ http://rrreading.com/top-originator-create-memorable-fences/#respond Mon, 26 Apr 2021 08:21:19 +0000 http://rrreading.com/top-originator-create-memorable-fences/

Derrick Strauss (pictured) recalls when he found out he had established a successful mortgage career

“I had a veteran who really wanted to buy a house with his finances, but didn’t qualify for the house on his own. With a VA loan, you can’t have a co-borrower on the loan unless it’s your spouse. Ideally, they wanted to buy the house first and then have their wedding afterwards, but I had to tell them that I couldn’t get there unless they were married, ”Strauss said. “They immediately went to the justice of the peace and got married a day later, produced a marriage certificate, and I was able to add the new spouse to the loan and meet its closing date.

Planet Home Lending’s retail branch manager told MPA it was one of the most memorable closings of his career. From marriage to parenthood, Strauss takes pride in being able to celebrate milestones with his clients along the way.

When asked what his secret was, Strauss confessed that he doesn’t just write loans. Instead, he likes to approach his clients’ issues through holistic thinking.

“I have a system that I use with people right after going through a major credit event in their life,” he said. By devoting himself to solving his clients’ problems, he has been able to raise millions of dollars every month.

Last year Strauss closed 225 loans and a volume of over $ 82 million. He was also recognized by SocialSurvey as one of the top 250 loan officers nationwide for customer satisfaction. On top of that, he managed to grow his branch to its highest output by refining his process to be fast and productive.

“One of the best tips I’ve heard is, ‘you’re as good as your last month / year / transaction’. We cannot rest on our laurels of the past, but must continue to move forward in our success. It motivated me to work hard and never think about myself too much, ”said Strauss.

Strauss adds that he’s learning to move from a management mindset to a leadership mindset. He knows that without this change, he will not be able to develop his branch, sales team and operations to the level of professionalism and production that they want to achieve. It is a priority for him to inspire his team and to move it forward. Over time, the mortgage professional sees himself mentoring his loan officers, imparting what he has worked hard to build and empower the next generation of the industry.

“It’s a difficult time. With COVID-19, low inventory and low jobs, this will continue to be difficult. For those who are willing to do the hard work of prospecting, finding solutions for old clients and making them a full time job, there will be success. For others who don’t want to do these things, it might be difficult or impossible, ”Strauss said.


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Lisa Ellis of MoffettNathanson on Coinbase http://rrreading.com/lisa-ellis-of-moffettnathanson-on-coinbase/ http://rrreading.com/lisa-ellis-of-moffettnathanson-on-coinbase/#respond Mon, 26 Apr 2021 08:01:09 +0000 http://rrreading.com/lisa-ellis-of-moffettnathanson-on-coinbase/

The “Google of crypto economy»And Netscape 2.0. are just two of many powerful analogies that Coinbase’s Initial Public Offering (IPO) got when it debuted on April 14 with a closing price of $ 328.28 and $ 85.8 billion. market capitalization. It’s been a bit of a roller coaster ride ever since. A week ago today, Coinbase opened at $ 337 a share. It ended the week at $ 294, following a sharp drop in the price of bitcoin.

It’s a stock – and a roller coaster ride that Lisa Ellis, partner and senior equity analyst at MoffettNathanson LLC followed closely. As a recognized expert in broad payments and crypto in particular, Ellis has been selective about his investments in the space, but is bullish on Coinbase. She told PYMNTS CEO Karen Webster that she sees Coinbase as enabling crypto as a technology and, as such, is an important gateway to the crypto economy as a whole.

His target price: $ 600.

“We are very transparent with Coinbase,” she told Webster. “[Coinbase] is not for the faint of heart. It really is a title that we see as a long-term holder of the technology. You just need to have a strong stomach.

A strong stomach and a good head for the fundamentals of crypto as a technology. For now, however, its shares rise and fall depending on the crypto, the speculative asset. This is where both the debate over its long-term value lies and the evolution of crypto as a technology.

“Cryptocurrencies – as a technology – have a number of use cases that have emerged over the past five or six years, encompassing everything from asset identification and tracking to decentralized finance and collateral for loans through bitcoin as a form of ‘gold 2.0’, ” she mentioned. “I think about [Coinbase] like on the way to becoming like Microsoft Azure for blockchain technologies. »Give a nod to the creation, testing, launch and management of applications and services through the use of data centers managed by Microsoft.

Existential question of Cryptos: currency or speculative asset

Ellis’ Azure comparison aside, there is still some debate about crypto as a currency or as a technology, especially when it comes to big name names like Bitcoin. Coinbase’s current business model makes money on buying and selling speculative assets, including bitcoin which has a market cap of around half (or more depending on the day) of all other altcoins. Cryptocurrency, Webster said, is either a currency or a speculative asset – currencies cannot be both, especially considering that its fluctuations in value can reach $ 260 billion in one. single day like what happened on Friday (April 23). If currency values ​​stabilize, investors will stop trading. If they don’t, it seems difficult to fix volatile cryptos as the currency people will use as part of their daily spending.

“I would say people don’t think Bitcoin works in both of these roles,” Ellis argued, “in the same way that gold doesn’t work in both of these roles. For now, and for a long time in the rearview mirror, bitcoin has been the most oriented version of blockchain and crypto technology, and specifically designed, to be a store of value, with a fixed supply. (There are 21 million that are available for mining).

On the other hand, she said, there are blockchains with design parameters that test cryptocurrency technology as a payment method – notably, alternatives to fiat in countries where traditional values ​​of cash and in pieces are unstable.

For Coinbase, the triggers that will be growth-friendly factors that ultimately justify the price target relate to the core brokerage business – where individuals want to keep crypto in their wallets and will need the Coinbase ramp to do so. The platform will help software developers and other players in banking and merchant operations build applications around different blockchains.

As she told Webster, “Cryptocurrency technology isn’t just one thing, it’s like six or seven things now. And over time we’ll probably see 20 or 30 different technologies, ”indicating what could be a solid prospect for Coinbase.

The infrastructure game

Coinbase, she said, has built the infrastructure to make these technologies usable – most importantly, by a larger developer ecosystem linked to app developers, who can, in turn, provide the tailwind for more. new cases. When it comes to building a moat, Coinbase, she argued, has strong crypto technology, strict regulatory compliance and licensing, and a strong consumer name.

“Having a well-known brand,” she said, “is unique among crypto companies.”

That said, there are competitive threats. Today, three pillars have helped Coinbase build and maintain its moat: licensing, consumers and a consumer brand, and its exchange. Traditional brokerage houses or even some large tech companies either do not have a license in place or may find a regulatory hurdle daunting. But the acquisition of a Kraken or Gemini by a brokerage with a large consumer base could threaten Coinbase’s dominance by competing on price and diversity of income streams.

At the same time, Ellis said, Coinbase could potentially take a different competitive approach, striving to become the “Coinbase Inside” enabling brokerage and exchange capabilities for other companies. This would involve working with existing brokerage houses and connecting to their offering, rather than individual brokerage houses partnering or acquiring other businesses to have their own capabilities.

For now, the story of its beginnings and of Coinbase as a platform for the crypto-economy is still being written. For any investor, including Ellis, the long-term proof will be in the apps generated by Coinbase, the platform.

“I think you really have to see this platform business start to take off,” she said. “This will give us confidence in the long-term valuation of Coinbase.”

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NEW PYMNTS STUDY: SUBSCRIPTION TRADE CONVERSION INDEX – APRIL 2021

About the study: A third of consumers who signed up for subscription services in the past year were just there for the free trial. In the 2021 Subscription Commerce Conversion Index, PYMNTS surveys 2,022 U.S. consumers and analyzes more than 200 subscription commerce providers to focus on the key features that turn ‘subscription curious’ into persistent, long-term subscribers. term.






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One 12 months after crude turned adverse, oil firms relish first quarter earnings outlook http://rrreading.com/one-12-months-after-crude-turned-adverse-oil-firms-relish-first-quarter-earnings-outlook/ http://rrreading.com/one-12-months-after-crude-turned-adverse-oil-firms-relish-first-quarter-earnings-outlook/#respond Sun, 18 Apr 2021 14:10:36 +0000 http://rrreading.com/one-year-after-crude-turned-negative-oil-companies-relish-first-quarter-earnings-outlook/

CALGARY – A 12 months after oil costs slumped to their first and solely adverse shut throughout an ideal storm of bad-news power demand, Canada’s oil fields are set to report a first-ever money circulation quarter because of a spectacular restoration in world demand

CALGARY – A 12 months after oil costs slumped to their first and solely adverse shut throughout an ideal storm of unhealthy information in power demand, Canada’s oil fields are set to report a rebound in money circulation within the first quarter because of a dramatic restoration in world demand.

On April 20, 2020, the benchmark US West Texas Intermediate contract worth ended the day decrease from US $ 55.90 to an all-time excessive of $ 37.63 per barrel.

The adverse shut was brought on by a mixture of technical commodity market components and issues about oversupply as storage tanks moved dangerously near full in a collapse in demand fueled by pandemic lockdowns. and a short-lived worth warfare between Saudi Arabia and Russia, stated senior product analyst Martin King of RBN Vitality in Calgary.

“Everybody was very, very adverse in regards to the demand for oil and oil,” he recalled in an interview, including that the outstanding stage of stabilization reveals how resilient oil could be.

“So the market ended up balancing out and we had a restoration from the depths of hell not fairly in heaven by way of present costs, however definitely a restoration on a really giant scale.

“These two forces of provide and demand have been introduced again right into a a lot better steadiness and with the restoration in demand that we’re seeing this 12 months, we’re seeing world shares drop to extra regular ranges.”

The worth of WTI stood at US $ 63.19 per barrel on Friday, a stage at which most manufacturing in North America, together with the Alberta oil sands, is worthwhile, King stated.

Every day spot costs for WTI have averaged US $ 60.46 per barrel thus far within the second quarter, in comparison with US $ 58.13 within the first quarter. Each are nicely under the common of US $ 27.95 per barrel within the second quarter of 2020.

On Wednesday, the Worldwide Vitality Company raised its estimate of world oil demand for 2021, indicating new indicators that the worldwide economic system is recovering sooner than anticipated, particularly in the US and China.

He now expects world oil demand to extend by 5.7 million barrels per day in 2021 to 96.7 million b / d, after collapsing 8.7 million b / d the final 12 months.

Expectations are excessive for the Canadian petroleum sector’s first quarter earnings season, which begins Monday after markets shut with PrairieSky Royalty Ltd.

“Popping out of one of many worst cycles in current reminiscence, we imagine the sector is now positioned in among the healthiest ranks,” stated a Nationwide Financial institution Monetary analyst report.

“The mode of survival has required and compelled firms to rethink their capital spending habits, their dividend insurance policies, acquisitions and disposals, the administration of treasury prices and operational practices. Mixed with a a lot improved macroeconomic atmosphere, the sector is in an enviable place to offer significant free companies. money circulation at present worth ranges. “

RBC analyst Michael Harvey, who covers mid-size oil and fuel firms, stated in a report he expects first quarter money circulation per share for oil-weighted producers to be 39% larger quarter over quarter, whereas gas-weighted producers will report a forty five p.c improve, “pushed by sturdy commodity costs.”

The top of Alberta’s obligatory crude quota program in December implies that oil sands producers will put up a “important improve” in manufacturing within the first quarter, CIBC analysts stated in a report. Canada’s low cost to the US benchmark oil worth is anticipated to say no in April and Might, based on the CIBC report, as scheduled upkeep shutdowns take not less than 500,000 barrels of western crude offline. Canadian every day.

Analysts anticipate money shares for use for debt discount and steadiness sheet restore after a 12 months of COVID-19-induced shock, reasonably than a rush for capital spending, though they anticipate a current pattern of consolidation to proceed.

This matches the message offered by Alex Pourbaix, CEO of oil sands producer Cenovus Vitality Inc., who stated earlier this month that the corporate would use larger oil costs anticipated this 12 months to repay debt on account of its $ 3.8 billion buyout from Husky Vitality. Inc.

“We’re mainly going to place all of our free money on our steadiness sheet till we get to $ 10 billion (in web debt), however ultimately I wish to drop considerably … one thing on the order of 8 billion {dollars}, “Pourbaix stated at an investor symposium.

“As we go from 10 to eight we’ll begin to take a look at returning cash to shareholders or perhaps modest development.”

This report by The Canadian Press was first revealed on April 18, 2021.

Firms on this story: (TSX: PSK, TSX: CVE)

Dan Therapeutic, The Canadian Press


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